Accept credit cards online with Authorize.net

As a verified merchant of Authorize.net, Merchant Services Philadelphia can help you start processing sales online using this popular payment gateway.  Because the web-based software allows you accept credit cards online without a credit card machine, setup is quick and easy.  In addition, there are no setup fees or monthly minimums you can start processing transactions online with very little expense.

Authorize.net is one of the most widely used web-based programs. You get the best of both worlds by using this online credit card processing!  You can run transactions automatically from your website or, alternatively, key the information in manually.

As a web designer, I have developed many websites that sell products and services.  The shopping cart software is sometimes different, but I always prefer to use Authorize.net as the gateway service.  I have yet to find a shopping cart that does not work with Authorize.net.  It is safe, secure and easy to integrate with any eCommerce website.
Kim Taylor

Web Designer

Get setup for online credit card processing quickly and easily

Your ultimate goal should be growing your business and expanding sales. Taking your business to the internet is the next logical step.  Using our all-in-one payment processing package, you can easily accept credit cards online.  Merchant Services Philadelphia will set up your merchant account and also provide you with the software you need to get started.  There are no set-up fees, no monthly minimum and we provide 24/7 support.  Once set up, you can sell products directly from your website.  Alternatively, you can key credit card information in manually from your keyboard.

You need a payment gateway to accept credit cards online

A payment gateway provides a safe way for you to accept credit cards over the Internet. It creates a secure bridge between your website and the bank, and required for online sales.

Merchant Services Philadelphia chooses to work with Authorize.net, a leading payment gateway provider since 1996. Authorize.net’s outstanding reputation in the industry made the decision easy!  The security of your business being important to us, we chose the best.  Authorize.net represents over 440,000 merchants and consequently entrusted with safely handling millions of secure transactions.

Your business is safer as a result of Authorize.net’s uncompromising stand on security. Customers are protected and so are you!  Furthermore, you are promoting fraud prevention by using this trusted payment gateway service.

You can accept all major credit cards and also debit card transactions when you use Authorize.net.

The process works like this:

You worked hard to open your store, great job!  Next, your customer hands you a credit card or calls with credit card information to purchase a product. You will either swipe the card or enter the numbers manually and move to the next step.
Authorize.net takes over after you enter the credit card information.  The transaction, securely sent via Authorize.net’s gateway service, proceeds to your Merchant Bank’s Processor.  Next, the proper credit card network (Visa, Mastercard, etc.) receives the transaction from your Merchant Bank’s Processor. Finally, the bank that issued the credit card receives the transaction.
Time for the decision!  The issuing bank checks the level of funds in the customer’s account.  The bank consequently decides whether to accept or decline the charge and the process starts over in reverse order.  First, the credit card network receives the decision from the issuing bank.  Next, your Merchant Bank’s Processor receives the decision and then, finally, Authorize.net.
Authorize.net receives the transaction result and then posts the result back to the website.  In an online store scenario, your client will see a notice if the card is declined or a confirmation of the sale.  You may choose to sign up for email notifications as well.
The appropriate credit card network receives the funds from the issuing bank when you deliver the goods.  Next, your Merchant Bank receives the funds from the credit card network. Finally, the funds are deposited into your account. The “settlement” process usually takes 2 to 4 business days.

Are you ready to get started?  You can accept credit cards online safely, securely and quickly!  In addition to being easy and affordable, we also offer 24/7 support.  Call us at 1-800-896-6501.

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